University of Phoenix Material

1. If you find errors on your credit report, what steps would you take to correct them? You would need to contact the consumer reporting company and the information provider like right away when you see something not right with your report.. When you are contacting the consumer reporting company in writing you need to explain to the person on the other line what information you believe to be is true that is inaccurate. When you are contacting the information provider in writing that you dispute on the item.They might ask you some questions like an address or etc. 2. There are many organizations that claim they will repair your credit for a fee. From your readings, should someone use a credit repair service? Why or why not? What are some actions these organizations can take that should be a red flag? 3. Have you, a family member, or a friend been a victim of identity theft? How did it happen? Describe the resolution process- ex. how much time did it take, what credit damage was correc ted?Well this actually just happen to me when I went to file my taxes. After I went and filed my taxes online it said that someone already had filed them. SO I waited two hours to actually talk to someone through the IRS and they hung up not one not twice but three times and I was very angry. I explained to them my situation. So they had to send me forms that I have to fill out and send back t0 the IRS. They told me this whole process is going to take 180 days.I don’t see how because, they should have like all the proof but, I guess it a waiting game now for me to sit back and just wait for my taxes. 4. Using the FTC site, what can you do to minimize the chance of your identity getting stolen? Ways you can protect your identify would be when you are going out into the public you only want to take your drivers license and the credit card you are going to need to go shopping or whatever you case might be. You never want to do your banking through and unsecure website always one to make sure it a secure site you are sure of.You always want to keep you social security card and birth certificate lock up when going away in case if someone would ever break into your home they won’t be able to rob you for your social and birth certificate. You always want to keep your pin numbers and your password to yourself. Don’t ever give them out because then anyone can access your stuff anytime they would want from where they want to. Never give anyone your credit or bank card to purchase or go get money because they could get your information. Post the Credit Protection and Identity Theft worksheet as a Microsoft ® Word attachment. University of Phoenix Material What were the major developments in the evolution of mass media during the 20th century? During the 1900’s magazines along with newspapers became the leading literature for media. When the 1940’s rolled around radio was invented and became the new way to get in touch with the masses. Folks often tuned into to get the news on what was going on during the war. Even though radio was new there was still a high demand for the newspaper as a way to get and stay informed on different things.Then in the1950’s television became the new source for information and resources for mass media. Television was everything all rolled up into one and the people loved it. In 1962 technology grew and they came up with the Satellites which gave the masses or the American Culture access to news all around the world. Today we can all just see how far technology has came and how endless the possibilities may be for the future. There are many forms of communication and it just continues to grow and communication has become almost instant these days.There is a never ending demand for more speed, more apps and new computers with high performance and so many other ways to communicate and relay information to the masses. People want instant answers to their questions and concerns and mass media makes it happen for the people. Technology only seems to grow more and more as the demand for new ways to communicate grow with it. There is always the next best thing right after the next best thing to have and buy in way of, phones, computers, and I-pads for social networks and so on.How did each development influence American culture? Mass media has developed strongly over the past years. The development of mass media has had a big influence on the American culture in many ways. It seems today, that mass media has endless possibilities to reach people. Initially in American culture we only communicated orally. In the past people depended on teachers and story tellers to obtain knowledge. One of the beginning developments in mass media was the ability to print.As far back as the 1400’s there were books in the starting stages of becoming available to people the mass media audience. Then we had the development of the Telegraph as a way of communication that was instant, and it did away with the need to transport written information. The creation of the telegraph opened the doors to cell phones, radio and fax machines. In the Twentieth century we entered the phase of electronics. This new age of information brought television to the American culture and lead to other resources like satellite and computers.Then we moved into the digital phase which gave a wealth of power to a common person. So as we can see mass media has had a profound affect on American culture in ways we have evolved in communication. No longer relying on one certain source to gain knowledge or information, we now have many avenues of media and communication that are instant and avai lable and will only continue to become better, which allows the American culture to stay in touch, get informed, and help them better and faster with communication and recourses.